We accept most major health plans including the following plans. If your insurance carrier is not listed, please call LifeLens for inquiry about out of network benefits.
- ASR Health Benefits
- Beacon Health (formerly Value Options)
- Blue Care Network
- Blue Cross Blue Shield (all plans)
- Blue Cross Complete
- Global Care
- Health Alliance Plan (HAP/HAP Preferred/AHLIC)
- Health Plus
- McLaren Commercial PPO
- McLaren Health Care
- McLaren Medicaid
- Meridian Health Plan
- OptumHealth Behavioral Solutions (formerly United Behavioral Health)
- Priority Health
- United Health Care
- United Health Care Community (formerly Great Lakes)
How much will treatment cost me? Am I responsible for a co-payment?
If you are using an insurance program that LifeLens is able to accept, your cost will be determined by your insurance plan’s deductible obligation, co-insurance obligation, or co-pay obligation. Your therapist will be able to provide information to you about your specific plan. If LifeLens is not in your insurance plan’s network, LifeLens will request out of network benefits for your cost of treatment.
What if I don’t have insurance or lose my insurance coverage?
Each clinician at LifeLens accepts cash-based patients and each clinician has the autonomy to establish his/her own private pay cash rate. Clinicians are able to administer a sliding scale in order to accommodate patient needs.
Do you deal directly with my insurance plan or do I need to?
LifeLens will obtain information from your insurance company about coverage for mental health outpatient services and explain your coverage benefits to you. However, sometimes information changes based on changes in your insurance group’s coverage, or due to insurance company processing of claims. You are encouraged to follow-up with your insurance company to ensure you have a clear understanding of your coverage and your obligations.
What happens if my insurance company fails to pay for my treatment?
Ultimately, each patient (or guardian of a patient) is responsible for their cost of treatment, whether it is entirely paid through insurance coverage, a combined payment plan of insurance and a co-pay, or a cash-based payment arrangement. If your insurance company fails to pay for your treatment, LifeLens will continue to pursue payment from the insurance company, but if those efforts are unsuccessful, you will be asked to bring your balance current.